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In this instructional video, I demonstrate how to generate significant dividends for yourself through smart spending practices. By leveraging discount gift card sites like Raise.com, I explain how you can save money on purchases you’re already planning to make, effectively creating a substantial return on your investment. This method is particularly useful for traders and investors looking to maximize their capital. Through a step-by-step process, I showcase how to achieve an 18% dividend on a typical family purchase, such as ordering pizza for movie night. Additionally, I explore how this strategy can be applied to larger expenses, such as home improvement projects, to yield even greater savings. By the end of the video, you will understand how to apply these techniques to save over $2,600 in your everyday spending, emphasizing the adage “a penny saved is a penny earned.”