First off, I wish this person in my example all the best. I hope their life improves and the situations can all lead to greener pastures. With that being said, if you find yourself in a situation similar to this, or even with only a few of the areas, then seriously… DO NOT trade. You are setting yourself up for failure and a world of hurt. I understand that sometimes “trading” may seem like a great way to fix a situation, but yeah.. most times, that is not the case.